Jay Sabine
CeMAP Qualified
29 Years Experience

Content reviewed: 13 January 2026

About Your Home Finance

29 years' industry experience helping UK homebuyers

With 29 years of experience, we are a trusted UK mortgage specialist specialising in complex cases. When others say no, we say let's talk.

About Us

Although Your Home Finance is a modern, fresh brand, the expertise behind it comes from 29 years of hands-on experience in mortgages, protection, and specialist lending.

While we keep our approach personal and tailored, our strength comes from the wider network working alongside us — including dedicated case support, specialist underwriters, compliance partners, and a broad panel of lenders across the UK.

We operate with the efficiency and depth of a larger firm:

  • Comprehensive case management from initial enquiry to completion
  • Access to specialist lenders for complex or non-standard situations
  • Support teams working behind the scenes to keep cases moving smoothly
  • Industry partnerships that give clients faster decisions and better outcomes

Our expertise covers everything from adverse credit and company-director income, to second charges, remortgages, specialist protection, and non-standard lending scenarios. Every case is handled with the same level of detail, care, and professionalism you'd expect from a much larger organisation.

Your goals, your circumstances, your timeline — supported by Your Home Finance.

Our Values

Client-Focused

We put your needs first, providing tailored advice and personal service throughout your journey.

Trust & Integrity

FCA regulated with transparent fees and honest advice you can rely on.

29 Years of Expertise

Our qualified advisers have specialised in complex mortgage cases that others won't touch for nearly three decades.

Supportive

We're with you every step of the way, from initial consultation to aftercare.

Regulation & Compliance

Your Home Finance Limited is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA). FCA Number 989177. You can check our details on the FCA Register. We are also registered with Companies House (Company Number 14506378).

We operate to the highest professional standards and are committed to treating customers fairly. We provide whole-of-market mortgage advice, meaning we have access to mortgages from all major UK lenders and can search the entire market to find the most suitable option for your needs.

Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Typically we charge a fee of £500 for arranging your mortgage. The precise amount will depend on your circumstances and the complexity of the mortgage arranged.

Ready to Get Started?

Contact Your Home Finance today for a free, no-obligation consultation.