Mortgage Eligibility Quiz

Our mortgage eligibility quiz is designed to give you a quick indication of your mortgage options without affecting your credit score. Unlike formal applications, this soft-check approach means you can explore your options freely before committing to anything.

The quiz asks about key factors that lenders consider: your credit history (including any CCJs, defaults, or missed payments), your employment situation, deposit size, and the type of property you are looking to purchase. Based on your answers, we can identify which specialist lenders are most likely to approve your application.

Many people assume that credit issues automatically disqualify them from getting a mortgage, but this is not the case. Specialist lenders exist specifically for people with imperfect credit histories. The key is matching your circumstances to the right lender—something our quiz helps identify. After completing the quiz, you will receive personalised feedback on your options and can choose to speak with one of our advisers for a more detailed assessment.

Your information is kept confidential and used only to assess your mortgage eligibility. We are regulated by the Financial Conduct Authority and take data protection seriously. Taking this quiz does not obligate you to proceed with an application.