Free Resources
Mortgage Tools & Calculators
Free tools to help you plan your mortgage. Calculate affordability, monthly payments, stamp duty, and more.
Mortgage Calculators
Borrowing
Mortgage Affordability Calculator
Find out how much you could borrow based on your income and outgoings
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Payments
Mortgage Repayment Calculator
Calculate your monthly payments for any mortgage amount and term
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Costs
Stamp Duty Calculator
Work out the stamp duty you'll pay on your property purchase
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Investment
Buy-to-Let Calculator
Check rental yield and affordability for investment properties
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Savings
Remortgage Savings Calculator
See how much you could save by switching to a better rate
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Mortgage Guides
First-Time Buyer Guide
Step-by-step guide to buying your first home
Read Guide
Bad Credit Mortgage Guide
Options for borrowers with CCJs, defaults, or missed payments
Read Guide
Self-Employed Guide
How to get a mortgage when you work for yourself
Read Guide
Remortgage Guide
When and how to switch to a better mortgage deal
Read Guide
Additional Resources
Mortgage Glossary
Plain English explanations of mortgage terms
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Video Guides
Watch our mortgage advice videos
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Downloadable Guides
Free PDF guides on mortgages and protection
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Lender Criteria Search
Search 549+ criteria points from UK lenders
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Financial Risk Assessment
Assess your mortgage risks and find solutions
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Home Buying Tools
Complete toolkit for your home buying journey
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Your Home Finance Ltd is authorised and regulated by the Financial Conduct Authority (FCA 989177). Your home may be repossessed if you do not keep up repayments on your mortgage.