Upload Your Credit Report

Not sure if you can get a mortgage? Upload your credit report and we'll assess your situation for free.

We specialise in adverse credit mortgages and have helped hundreds of clients with CCJs, defaults, missed payments, and other credit issues get approved. Your credit report helps us give you accurate, tailored advice.

Free, no-obligation assessment
Response within 24 hours
Access to specialist lenders
Upload Your Report
Takes just a few minutes

Your report is reviewed by an experienced mortgage adviser — not a computer system.

Secured by Microsoft AzureUK Data Centre

Secure upload — Documents stored in Microsoft 365 OneDrive (Azure UK)

Briefly mention any credit issues you're aware of

E.g., first-time buyer, remortgaging, property value, deposit amount

Your Data is Protected

Documents securely uploaded to Microsoft 365 OneDrive

with enterprise-grade encryption.

Azure UK data centres. GDPR compliant. We never share your data.

No obligation. No credit check impact.

What happens next

  1. 1An adviser reviews your report (no automated decisions)
  2. 2We assess realistic lender options
  3. 3We contact you to explain your chances — no obligation

You won't be contacted without your consent.

How to Get Your Credit Report

You're entitled to a free statutory credit report from each of the UK's credit reference agencies. We recommend CheckMyFile as it shows all three reports in one place.

Get your free statutory credit report from the UK's credit reference agencies:

experian
Free statutory report
equifax
Free statutory report
TransUnion
Free statutory report
CheckMyFile
30-day free trial
Multi-agency

Why Upload Your Credit Report?

Accurate Assessment
Your credit report shows us exactly what lenders will see, allowing us to match you with the right products and avoid wasted applications.
Specialist Options
We work with lenders who specialise in adverse credit. Even if you've been declined elsewhere, we may find options for you.
No Credit Impact
Uploading your report doesn't affect your credit score. We only do a soft search until you're ready to apply.
Improvement Tips
If you need to wait before applying, we'll explain exactly what steps to take to improve your chances of approval.

Prefer to Talk First?

If you'd rather discuss your situation before uploading your report, we're here to help.

Call 0333 455 9078Send Us a Message

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