Get a Critical Illness Insurance Quote Online
Getting a critical illness insurance quote online takes 5-10 minutes. You'll need your age, smoking status, occupation, and desired cover amount. Quotes are free, don't affect your credit score, and comparing multiple providers helps you find the best combination of price and condition coverage for your needs.
How to Get a Quote: Step by Step
Gather your information
Have your date of birth, occupation, smoking status, and health history ready.
Choose your cover amount
Consider your mortgage, debts, income replacement needs, and treatment costs.
Select policy term
Match your term to your mortgage length or until children are independent.
Compare quotes
Get quotes from multiple providers to compare prices and conditions covered.
What Information You'll Need
Personal Details
Date of birth, gender, postcode, occupation
Lifestyle Information
Smoking status, height and weight (BMI), alcohol consumption
Cover Requirements
How much cover you want and for how long
Basic Health History
Previous conditions, ongoing treatment, family health history
Frequently Asked Questions
How long does it take to get a critical illness quote online?
Most online quote tools take 5-10 minutes. You'll need your date of birth, smoking status, occupation, and desired cover amount. Quotes are typically instant or within 24 hours.
Is getting a quote the same as applying for cover?
No. A quote is an estimate only and doesn't commit you to anything. Applying for cover involves a full health and lifestyle questionnaire, and the insurer may request medical records.
Will getting a quote affect my credit score?
No. Critical illness quotes don't involve credit checks. Your credit score won't be affected by requesting quotes from multiple providers.
Why do quotes vary between providers?
Each insurer uses different underwriting criteria, covers different conditions, and has different definitions for those conditions. Always compare the policy details, not just the price.
Related Questions
This page provides general information only and does not constitute personal financial advice. Critical illness insurance products and their terms vary between providers. Always read the policy documentation carefully before purchasing. Your Home Finance is authorised and regulated by the Financial Conduct Authority.