Separation Is Hard Enough. We're Here to Make the Mortgage Part Easier.

We've helped hundreds of people navigate mortgage decisions during divorce. Confidential, compassionate advice with no judgement.

You're not alone in this. We do this daily.

"I don't know where to start"
"Can I afford the mortgage alone?"
"My ex won't cooperate"
FCA Regulated
29 Years' Experience
Free Consultation
No Judgement
Sensitive & Confidential

Divorce & Separation Mortgages

Going through a separation is difficult enough without worrying about your home. We provide compassionate, practical mortgage advice to help you move forward with clarity and confidence.

CeMAP Professional - The London Institute of Banking & FinanceCert CII Member - Chartered Insurance Institute
Jay Sabine
CeMAP, Cert CII (MP)
29 Years Experience

Content reviewed: January 2026

CeMAP awarded by The London Institute of Banking & Finance. Cert CII (MP) awarded by the Chartered Insurance Institute.

Our Promise to You

Compassionate Approach

We understand this is an emotional time. Our advisers listen without judgement and focus on finding solutions.

Complete Confidentiality

Your situation stays private. We won't contact your ex-partner without your explicit permission.

At Your Pace

No pressure. We work at your pace and provide clear information so you can make informed decisions.

Your Options During Separation

Buy Out Your Ex-Partner

Remortgage to release equity and buy your partner's share of the property, keeping the family home.

Sell and Split Proceeds

Sell the property, divide the equity, and each purchase separately. We can help both parties.

Transfer of Equity

Remove one name from the mortgage and title deeds, transferring full ownership to one partner.

Joint to Sole Mortgage

Convert your joint mortgage to a sole mortgage in one name, subject to affordability.

Common Challenges We Help With

Affording the mortgage on one income
Credit issues from missed payments during separation
Proving income if you've recently changed jobs
Getting a new mortgage before the divorce is finalised
Dealing with negative equity in the property
Complex financial settlements and consent orders

Frequently Asked Questions

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Ready to Discuss Your Options?

A confidential conversation could be the first step to clarity. We're here to help you understand your options and find the best path forward.