Cirencester Friendly Income Protection
TL;DR
Cirencester Friendly is a specialist friendly society offering income protection for self-employed and manual workers. Known for flexible underwriting and covering occupations other insurers decline.
Cirencester Friendly is a member-owned friendly society that specialises in income protection for people in non-standard occupations. They are particularly strong for self-employed workers and those in manual trades.
Key Features
- Specialist for self-employed - Understands the needs of business owners and freelancers
- Manual worker cover - Covers trades and occupations others may decline
- Flexible underwriting - Personal approach to assessing applications
- Friendly society - Member-owned, focused on customer outcomes
- Day one cover options - Short waiting periods available
Who Is This Best For?
Cirencester Friendly is ideal for self-employed individuals, tradespeople, manual workers, and those in occupations that mainstream insurers may struggle to cover at reasonable rates.
Related Topics
Content reviewed: January 2026
CeMAP awarded by The London Institute of Banking & Finance. Cert CII (MP) awarded by the Chartered Insurance Institute.