Are There UK Insurers Offering Critical Illness Cover with Telehealth Consultations Included
Yes, many UK critical illness insurers include telehealth services. Vitality, Legal & General, Aviva, and Royal London offer virtual GP access, mental health support, and second opinions as standard benefits. These services are typically available 24/7 from day one at no extra cost, helping you access healthcare quickly without NHS waiting times.
Telehealth Services Included
Video GP consultations
24/7 access to qualified GPs via video call - no waiting for appointments
Mental health support
Counselling and mental health helplines available around the clock
Second opinions
Access to specialists for reviewing diagnoses and treatment options
Same-day prescriptions
Electronic prescriptions sent to your local pharmacy when needed
Frequently Asked Questions
What telehealth services do insurers offer?
Common services include 24/7 virtual GP consultations, mental health support, second medical opinions, physiotherapy advice, and nutrition guidance. These are usually available from day one of your policy.
Do telehealth benefits cost extra?
Usually not. Many providers include these services as standard benefits with no additional premium. They're designed to support your health and potentially prevent claims.
Can telehealth services diagnose serious conditions?
Virtual GPs can assess symptoms and refer you for further investigation if needed. For critical illness diagnosis, you'll still need in-person consultations and tests.
Which insurers offer the best telehealth benefits?
Vitality is known for comprehensive digital health features. Legal & General, Aviva, and Royal London also offer virtual GP and wellbeing services with their protection products.
Related Questions
This page provides general information only and does not constitute personal financial advice. Critical illness insurance products and their terms vary between providers. Always read the policy documentation carefully before purchasing. Your Home Finance is authorised and regulated by the Financial Conduct Authority.