How Do I Compare Critical Illness Quotes?

Compare critical illness quotes by looking beyond price. Check: condition count and definitions, claim success rates (aim 90%+), cancer/heart/stroke definitions, children's cover, and additional benefits. Major UK providers: Aviva, Legal & General, Zurich, Royal London, Vitality. Get quotes from 3-5 providers. Use an adviser to compare the full market and explain policy differences.

Learn more about get a quote in our detailed guide.

Learn more about compare providers in our detailed guide.

How do I compare critical illness quotes?

Look beyond price. Compare: number of conditions, key definitions (cancer, heart attack, stroke), claim success rates, children's cover, and additional benefits. The cheapest isn't always best.

Which provider gives the best quotes?

Depends on your circumstances. L&G often competitive on price. Royal London has highest claim rate (94%). Vitality rewards healthy lifestyles. Get quotes from several to compare.

Should I use a comparison site?

Comparison sites give quick quotes but may not show all options or explain differences. An adviser can compare the full market and explain which policy suits you best.

How accurate are online quotes?

Online quotes are indicative. Final price depends on medical underwriting - health conditions may increase premiums or lead to exclusions. Get personalised quotes for accuracy.

Quick Answer

Where Can I Get Critical Illness Quotes?

Last reviewed: December 2025

Reviewed by Jay Sabine – CeMAP Qualified – 29 years experience

Get quotes from Aviva, L&G, Zurich, Royal London, Vitality + others. Compare 3-5 providers. Check definitions not just price. Adviser can compare full market.

Getting multiple critical illness quotes helps you find the best policy for your needs. Different providers have different strengths, so comparing several is essential.

Key Points

1Compare 3-5+ providers
2Look beyond price
3Check condition definitions
4Aim for 90%+ claim rate
5Consider additional benefits
6Use adviser for full market

Eligibility Criteria

UK resident
Age typically 18-65
Health declaration required
Lifestyle factors affect quotes

Typical Timeframe

Quick quotes take minutes online. Full comparison and application typically 1-4 weeks.

Next Steps

1Calculate cover needed
2Get quotes from multiple providers
3Compare definitions not just price
4Check claim success rates
5Speak to protection adviser

Ready to discuss your options?

FCA regulated advice tailored to your situation

Compare Quotes Now Call Us

Where Can I Get Critical Illness Quotes?

Key Points

Eligibility Criteria

Typical Timeframe

Next Steps

Related Questions

UK Providers to Compare

People Also Ask

What Our Clients Say